Minkspay SmartCredit is a 'Buy Now, Pay Later'
credit line for small retailers / shop owners to get
short term loans on demand via our app

Retailer gets instant credit
against a supplier invoice
on demand

Minkspay pays the
supplier directly on behalf
of the retailer

Minkspay SmartCredit is a 'Buy Now, Pay Later'
credit line for small retailers / shop owners to get
short term loans on demand via our app

The SmartCredit platform allows Banks / NBFC
partners to lend small amounts as low as
Rs 2500 for durations as short as 7 days

Historically, lenders have been unable to lend
such small amounts because loan processing
costs are very high

At Minkspay, we are striving to build a
SmartCredit tech platform that will be fully
automated and allow us to drive Cost Per Loan
(CPL) to less than a $

Filling the
$200+ Billion Credit Gap

Unorganised Retail

(Retailers and distributors)

15+ million retailers

1+ million distributors and wholesalers

Organised Retail

(Cash and Carry chains)

1.5+ million retailers

4500+

Number of Retailers

50+

Number of Distributors

50 Mn+

Credit Disbursed

Some of the COMPANIES whose Distributors/Retailers we work with